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Welcome to SportTrac.Org
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Mortgage Questions
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<blockquote data-quote="Tom Schindler" data-source="post: 767572" data-attributes="member: 56140"><p>Not sure how NY works, but a real estate agent can either work for the seller OR the buyer. As a buyer, you can hire an agent to find houses for you and deal that way. You never talk to the listing agent.</p><p></p><p></p><p></p><p>I am fortunate as I have a cousin and an aunt that are real estate agents. To keep peace in the family, one will be my buying agent and the other will be the selling agent when we sell our currant home.</p><p></p><p></p><p></p><p>Without a doubt, ALWAYS get a fixed rate. I would rather know for a fact what everything is over letting someone else decide what they want to do and I have no choice. (You know, like working for a guy that likes to change the rules to suit him whenever he wants it to.)</p><p></p><p></p><p></p><p>As for insurance, MANY lending companies require you to put the insurance payment in escrow so they know for a fact the insurance is paid and up to date.</p><p></p><p></p><p></p><p></p><p></p><p>Tom</p></blockquote><p></p>
[QUOTE="Tom Schindler, post: 767572, member: 56140"] Not sure how NY works, but a real estate agent can either work for the seller OR the buyer. As a buyer, you can hire an agent to find houses for you and deal that way. You never talk to the listing agent. I am fortunate as I have a cousin and an aunt that are real estate agents. To keep peace in the family, one will be my buying agent and the other will be the selling agent when we sell our currant home. Without a doubt, ALWAYS get a fixed rate. I would rather know for a fact what everything is over letting someone else decide what they want to do and I have no choice. (You know, like working for a guy that likes to change the rules to suit him whenever he wants it to.) As for insurance, MANY lending companies require you to put the insurance payment in escrow so they know for a fact the insurance is paid and up to date. Tom [/QUOTE]
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