As noted above, the clutch fan is an easy test.
It should not free spin if you spin it with your hand. It should have resistance and it will be fairly good resistance. If it does not free spins and stop almost instantly when you tree to spin it, then the clutch fan is good.
Also as noted above. Check the fluid level within the radiator, it is very common to have fluid in the tank but still have the radiator low on fluid.
There is a chance the radiator is plugged or partially plugged. To test this, drive the Trac until it is up to temp. Park it and remove the keys to prevent any accidents. Reach your hand into the radiator area and place your flat hand against the radiator. Slide your hand all around the face of the radiator. It should be fair hot all over the radiator. If you come across cold areas (and they will be noticeably cold, not just a bit cooler) then the radiator is plugged.
Eddie mentioned an issue that is somewhat common with the Trac. If the T-stat does not open enough, the restricted flow will cause an over-heat issue at idle. If you check the things I mentioned above and they are all good to go, then I would change the T-stat. I would just do it last as it is the most labor intrusive compared the rest of the list.