I'm doing this for a Gen II V8 but the fuel economy ratings are pretty close. I believe they are 1 MPG apart.
Sport Trac 13 MPG City:
12,000 miles per year for 36 months
22 gal fuel capacity
13miles per gal x 22 gal = 286 gal per tank.
12,000 miles / 286 = 42 tanks per yr.
42 tanks x 3 years= 126 tanks for term.
126 tanks x 22 gal= 2,772 gal of fuel
2,772 gal x $3.80/gal= $10,533.6 in fuel for term. That’s about $3,511 a year in gas. IF it doesn't go over $3.80/per gal.
Sport Trac 16 MPG City: (average increase in fuel of +3 MPG)
12,000 miles per year for 36 months
22 gal fuel capacity
16miles per gal x 22 gal = 352 gal per tank.
12,000 miles / 352 = 34 tanks per yr.
34 tanks x 3 years= 102 tanks for term.
102 tanks x 22 gal= 2,244 gal of fuel
2,244 gal x $3.80/gal= $8,527 in fuel for term. That’s about $2,842 a year in gas. IF it doesn't go over $3.80/per gal.
Under 12,000 miles a year of driving for 3 years you will save $669 and that breaks down to $223 a year.
It looks like the Xcal III will take about 1.7 years to pay for itself in fuel economy savings.