The big tip-off with phishing emails or regular mails is that they never use your name...They don't know your name, so how were you selected for this great prize...:banghead:
I constantly get spam emails saying that my credit score has been increased, or that someone has been checking into my background...yet they don't address me by name in their email. They don't know my name, so how do they know anyone checked my background, and how would they know anything about my credit score or any changes in my credit report.
It's kind of like some of those Nigerian emails who claim that someone I never heard of died and left me $50 millions, but the letter is address to: Dear Friend ??? If you realize that they don't even know your name, how can anything in their letters be true.
Most of these phishing email/letters are to get you to give them your bank account number, so they can wire you the money, you Social Security number,or they want your credit card number.
Sometimes the emails appear to come from a Bank you do business with and it appears legitimate. They will give you a link to go to sign-in to your account to verify your information, but the link is a phoney. I have gone to the link and entered a bogus user-id and password :cheeky: and it let me in to a screen that wanted more information...that tells me it was phishing as I suspected. I then forward the email to my bank.
...Rich