victorv,
I would be willing to bet your noise you hear is coming from you drive belt tensioner since you have a Job 2 Sport Trac, and the Job 2 Sport Trac does NOT have problems with the timing chain tensioner.
One way to isolate the sound is to remove your belt, start it up and listen for the noise. Shut it off right away. Make sure the engine is cold because you will not have any water circulating, no PS working, and your charging system will be off too.
If you no longer hear the sound, then it is either the idler pulley or the drive belt tensioner.
Tom