Tom (Caymen) said it pretty well, but I will toss in a few cents worth in reply.
Okay, Dale, let's put it another way. Let's say tomorrow some large-scale natural disaster hit you at your area without warning, and effectively froze your bank accounts (hypothetically), and you were relocated with only the clothes on your back. Let's further assume you were given a $2K debit card to help get you through. Would you be OKAY with being told how to spend the money
No warning? I knew it was likely to hit New Orleans on Thursday, that is why I didn't board up my girlfriends place in Destin. Pretty sure I could get away with three days notice with more than the clothes on my back. I guess I am the rare individual that knows to RUN from the biggest storm of my lifetime.
BTW, people in my state get hit by natural disasters that truly have little to no warning, tornados. You live in Tornado Alley (aka Tennessee Valley), you plan ahead. Hmmmm, what a concept. Even the poor folks, and there are lots of them in rural north Alabama, know what to do.
Unless you bank with a firm with only one location, your money is available. If you have checks, it is still available. Credit cards are available to damn near everyone, especially the hard working citizens you describe. Not a great solution, but they will feed, clothe and house you to save your life.
Yes, if someone said they would give me $ 2000 and the only requirement was to spend it on clothing, food, shelter and transportation, I would accept it gladly. If I was not okay with directed spending, I would not accept it. The difference is that I understand that I, and only I, am responsible for ME, no matter what happens. Period.
Order of Resposibility for Dale;
Dale ---> Local Govt ---> State Govt ---> Federal Govt ---> Santa Claus ---->Tooth Fairy :lol: